Universal Credit Sickness Allowance 2024 – Eligibility, Amount, and Step to Apply!

In the UK, Universal Credit is a monthly installment that assists those who are unemployed or have a low income with living expenses. In 2024, you might qualify for extra assistance through Universal Credit if you have a serious health issue or disability that prevents you from working.

Universal Credit Sickness Allowance 2024

In 2024, Universal Credit in the UK was updated to better accommodate individuals with health conditions or disabilities.

If you have a health condition or disability that limits your ability to work, you may need to undergo a WCA after self-certifying for the first 7 days of illness. The assessment determines if you’re eligible for additional support due to your health condition. 

The Universal Credit standard allowance for a single person aged 25 and over has increased from £368.74 to £393.45 per month. For joint claimants both aged 25 and over, the standard allowance has increased from £578.82 to £617.60 per month. 

Who is eligible for Universal Credit 2024? 

To be eligible for Universal Credit in 2024, you generally need to meet the following criteria:

  • Residency: You must live in the UK
  • Age: You should be aged 18 or over.
  • Financial Threshold: You must have £16,000 or less in money, savings, and investments.
  • Employment Status: You can be out of work, working (including self-employed or part-time), or unable to work due to a health condition.

Additional considerations include:

  • EU, EEA, or Swiss citizens: You might need settled or pre-settled status under the EU Settlement Scheme. 
  • Living with a partner: Both you and your partner need to claim Universal Credit as a joint claim for your household, even if one of you is not eligible. 
  • State Pension Age: If one partner has reached the State Pension age, you can still claim Universal Credit as a couple until both reach State Pension age.
  • Students: If you’re studying full-time, you may be eligible if you live with your eligible partner, are responsible for a child, or have been assessed as having limited capability for work before starting your course.

What is the amount of the 2024 increase in Universal Credit rates?

Universal Credit increased 6.7% in April 2024 to keep up with inflation. This increase applied to all DWP and HMRC means-tested benefits. As a result of this, the standard allotment Universal Credit rates for 2024 were raised by the following percentages per month and year:

Your situation  Amount 
If You are living with  your spouse and your age is  over 25 Divided in Both of you 

£617.60

If You’re single and your age is over 25 £393.45
If You’re single and your age is under 25 £311.68
If You are living with your spouse and ages are under 25 Divided in Both of you £489.23 
Additional pa8 if you cannot work because of  illness £416.19

How to apply for Universal Credit Sickness Allowance 2024? 

A step-by-step guide to applying for Universal Credit with sickness allowance in 2024:

  • Before applying, ensure you’re eligible for Universal Credit. 
  • Go to the Universal Credit website and create an account. You’ll need an email address and a phone number to register.
  • Fill in the online claim form with your details, financial information, and information about your health condition.
  •  During the application, declare your health condition or disability. This will prompt a Work Capability Assessment (WCA) to determine how your condition affects your ability to work.
  • They may invite you to a face-to-face meeting. Ensure you have all medical evidence and supporting documents ready.
  • After completing all the steps, submit your claim. You’ll receive a confirmation message or email.
  • The Department for Work and Pensions (DWP) will review your claim and inform you of their decision. This can take several weeks.
  • If approved, you’ll receive monthly payments. The amount will depend on your circumstances, including your health condition.

Why is the Universal Credit sickness allowance beneficial?

The allowance plays a crucial role in supporting the financial stability and well-being of individuals facing health challenges, allowing them to focus on their recovery without the added stress of financial insecurity. Universal Credit sickness allowance is beneficial for several reasons:

  • Financial Support: It provides a vital safety net for individuals who are unable to work due to illness or disability, ensuring they have the financial means to support themselves. 
  • Inclusivity: The allowance is designed to be inclusive, supporting a wide range of claimants, including those with long-term health conditions and disabilities. 
  • Encourages Work: The system aims to encourage those who can work to seek employment, with the benefit amount adjusting according to earnings, thus promoting a gradual return to work where possible.
  • Adaptability: Universal Credit, including the sickness allowance, is designed to adapt to the claimant’s changing circumstances, providing more personalized support compared to the previous benefits system.
  • Additional Amounts: Claimants may receive additional amounts for children, disabilities, or health conditions, which can help cover the extra costs associated with these factors.

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